Investment Tips from Legendary Investor Warren Buffett

Mar 6, 2015 | Posted by in Business, Business Tips, Invesment | Comments Off

Everyone will want to be rich. But, on the other hand, they are still just wasteful. Investment and saving are rarely thought of by many people.

Legendary investor Warren Buffett, is expressly said he believes the investment can make people rich. Although he had pocketed billions of US dollars, but until now she still continues to invest.

warren buffet

Here are tips to save from Warren Buffett.

1. Be careful with your investments

Buffett once said that the first thing in the investment was “not lose money” or do not lose money. Billionaire this place so much investment rules. Both rules are applied is “not to forget rule number one” or do not forget rule number one, which is not to lose.

He suggested that it should not ever want to be stuck in a debt unless you are absolutely sure that you will make a profit at a later date.

2. Do what you love

Other tips of Buffett is doing what you love. Only with it then you will find satisfaction from your work. If it is not so easy to do, why not to run the job based on what you like to do?

Hobby can make money. Pursue your passion can bring in totality and that is something that can not be bought with money.

3. Do not buy expensive goods

Some people successfully generate millions of dollars the United States but they immediately buy an expensive vehicle or needs at a fantastic price. As a practitioner of life-saving, Buffett avoid things that smell luxuries, such as yachts and luxury cars. For him, “toy” this expensive just can cause headaches.

Buffett advised to invest the extra money in an investment that can yield good interest rate instead.

4. Do not waste time

Founder and CEO of Berkshire Hathaway’s treat time as valuable as money. When doing business negotiations, Buffett advised to research first and make decisions early.

He suggested that say no to talks is not important, which is likened to “suck up”.

5. Placing a limit on the amount you borrow

One trade mark Buffett is giving tips on how to use credit cards. He advised everyone to use a credit card when financial conditions can afford to pay. It is also advisable to not be ashamed to negotiate with credit card companies.

Basically focused on saving your income and not to pay off credit card debt. Use your money to save and invest.

6. Waiting for ‘sale’

Never buy an item with its original price because it is expensive. Wait when the goods are coming down in price.

Before he bought a company, Buffett was always waiting for the right time to the price can be as low as possible. This condition is the same as you do not have to think twice to use discount vouchers and coupons to purchase products or services.

7. Invest in yourself

Buffett also highlights the importance of investing in oneself. Increasing the talent and skills, will make you more valuable. Develop themselves also can provide more value to you to earn more.

8. Clarify the provisions of any agreement

Before you sign a contract of employment or any form of approval of the business, make sure that you have to think thoroughly about all the terms of the agreement. Consider also the worst case scenario.

Try to calculate if the promised compensation to cover the costs of unexpected conditions or worst conditions.

9. Do not rely on a single income

Start looking to seek additional income from all sources, both work on weekends or by making investments carefully. The point is how you can create revenue. Buffett always said about how he diversify their investment portfolio to improve his chances to win.

10. Controlling purchase impulsive

Men who got the title of “The Sage of Omaha” has always made decisions carefully and well. When making decisions, such as the importance of a purchase, weighing a job offer, or choose the credit card company. Ask yourself, whether the decision is right? If You can not reply with a convincing answer, then the decision is not feasible.

Regardless of background, if you are born with a respectable social status or are struggling to pay off the debt, you still need to save and invest. Saving and investing not just an afterthought or plan. But be assured of saving and investment will improve the quality of your life.

Source : talkmarkets

Advantages of Starting a Business From Hobby

Mar 1, 2015 | Posted by in Business, Business Plan, Business Tips | Comments Off

Starting from hobby, it can make someone start a business and entrepreneurship. This is suggested by the young entrepreneur.

business hobby

Many young people are confused, want to start a business but what? The easiest thing is to see what is preferred. From hobby to eat, or like the design, there is also a interest to technology. This may be an idea to start a business.

The same thing also expressed by other speakers, Radjiman Erastus. According to him, do what you love and love what you do.

If we build a business from what we love, and love what we do, then the opportunity will come.

Managing Director and Co-Founder, Gaery Undarsa, giving a slightly different suggestion. According to him, starting a business from the preferred and successful is the best scenario. However, not infrequently there are starting a business from the things they love, but failed.

“We as young people are very idealistic. We are building a business from which we like, but sometimes there are very idealistic with the existing business that failed,” said Gaery.

According Gaery, in addition to having a passion, see also how the state of the market. Is the market ready for business to be done and how to competitors. In addition, think about the significance of the product.

How To Make An Effective Business Advertising

Feb 19, 2015 | Posted by in Business, Business Tips | Comments Off

In the sale of goods or services, marketing is key to increasing revenue. Not infrequently, some employers provide the highest bonuses for marketing. Advertising is considered a surefire way as promotional measures. To further strengthen the marketing, to consider steps to make advertising more effective persuasive in order to achieve the set targets. Here are 6 steps telling create effective ads:

marketing customers

1. Understanding the problem

Starting with the analysis of the data collection regarding the happenings of the product, the target consumer, and the results are expected later.

2. Search the basic idea

At this stage it would appear the question “whether the right solution to these problems?”

3. Selection of the language of communication

At this stage it would appear the question “what is the language of communication most appropriate?”. You need to determine an appropriate option to describe the main message. This stage is considered for determining the response of the audience, whether it’s positive or negative. The accuracy of the election discussion will largely determine the effectiveness of communication delivery of messages.

4. Execution creative

Here are needed someone reliable in the field of graphics to visualize an idea that has been cooked.

5. Placement media

Results creative ads that have been made should be placed at the right place. For this reason the media placement becomes very important. Naturally, the media were selected based on suitability of purpose, goals, and objectives of the message. Thus, communication is more efficient, effective, and communicative.

6. Evaluation

Evaluation process conducted before and after the broadcast to the public. Evaluation before broadcasting advertising done to predict the response of audiences. Re-evaluation is done after the entire promotion process accomplished. The final evaluation is associated with the target to be achieved.

What should be considered in selecting wordpress themes?

Feb 10, 2015 | Posted by in Business, Business Tips, Marketing | Comments Off

Nowadays we can find so many choices template or wordpress theme either the free or paid. As of today there are 2,864 site theme options, not to mention from other websites such as CSS Author which offers 600 free themes and probably many more other websites. Meanwhile that offer a paid version also has a lot of, for example which provides 4,860 per day theme options. Many options are certainly not always good, have many choices can lead to “paralysis of analysis” and feeling overwhelmed, because the increased effort required to choose and also increased the level of uncertainty in making the right choice, aka confused to choose which one.

theme wordpress free

In this article, I will share the experience of what I believe should be considered in selecting the theme, so you know exactly what to keep in mind the next time when you pick and choose the theme for the website to be built. There are 200+ responsive wordpress theme free.

To begin, let’s answer one of the questions most frequently asked questions: Is it worth paying for a WordPress theme, or you can simply use the free?

1. Price: Free vs. Paid Theme (Premium)

A few years ago, the price of the themes is the indicator of the quality of a theme. Free themes are often labeled not good code structure, and worse are used to capture sensitive data users. But times have changed, the developers of the WordPress community has created thousands of free themes that can be used with fairly good quality.

Thus, there is no convincing winner, paid theme is not always the best choice. Free and premium themes each has advantages and disadvantages which will be explained in detail below.

Excess Premium Theme

1. More updates

Perhaps the most compelling reasons for choosing premium premium theme theme is that in general more frequently updated. Given the rapid evolution of content management system (CMS) WordPress, it is important to have a theme that is regularly updated to patch a new security problem.

2. Less recognizable design

Using the free themes are certainly more likely that this theme is used by many websites. Not so with Premium Theme, which is much less likely to use other websites. Sure you do not want your web design exactly the same as another web instead?

3. Better documentation + Demo Content

Most Premium Theme provides documentation on how to use and modify the look in detail at the same time providing demo content that will be easier for us to understand how the theme that we use. While it is fairly rare free themes provide documentation and demo content.

4. Ongoing support

Premium Theme developers generally offer good technical support through public forums, live chat and email ticketing system. Free theme usually only provide support through public forums.

5. No attribution link

Lots of free theme requires us to display a link in the footer theme maker website. Meanwhile, if you are using Premium Theme, attribution links to your theme maker will not encounter, and you can change the link to suit your needs.

Disadvantages Premium theme

1. Price

To get Premium Theme, you have to invest in the range of USD $ 50 to USD $ 200.

2. Theme configuration (Configuration Theme)

Most Premium Theme has its own panel to configure the theme as needed. We must learn first how these themes and of course it takes time to learn.

3. Features that are not required

Most Premium Theme provides many features that are not necessarily we need, such as various mapun slider plugins for other plugins that will add to the long series dashboard menu on the left.

4. Responsiveness

Most research indicates that, on average, approximately 30% of all website visits today comes from mobile devices and tablets. Make sure the theme is selected responsive, meaning that can be accessed by both the mobile device without having to scrolling to the right and to the left. The way to test it is to see a demo of his appearance in a mobile device, or you reduce the size of the display in the browser to the mobile device.

5. As Needed & Tastes

Well .. this part that might be a bit difficult to explain, how to choose a theme that suits your needs. In principle, before you determine which one is chosen theme, of course you must know the purpose of the website which will be built and the type of websites such as whether to be built, if the website of a company profile? or non-profit website? or personal website? Next is the ability to imagine what the content of the website, especially in the front yard, which can be obtained from the results of research and discussion with the client.

After that talk tastes of the owner of the website, this can be circumvented by asking the owner / client what are examples of preferred websites and desired color shades, whether dark / dark or bright / light, bright color play / flashy or pastel .

After all the information collected, then you select the appropriate theme. Get Theme WordPress Responsive

Easily modified

This section is closely related to point number 3, choose the theme chosen is modified according to the needs and tastes. This can be analyzed from the panel menu theme, which in general will provide many features, for example to change the logo, favicon, background color, the composition of the front page and so on. How to find out can be obtained by reading the features of a given theme and see screenshot of the panel theme offered. Generally Premium Theme features the theme with a complete and clear.
Examples panel display theme

Examples panel display theme

In the end, the choice is yours. Choosing a theme will very depending on needs. Just a suggestion, for websites that are not too complex contents should use a free theme responsive, eg free theme called “responsive” or other themes that you can choose yourself on the website as well as other Quickly, the theme might be better suited to the company’s website. Again this is just an example, just offer a way of thinking in selecting an appropriate theme for a website that will have you up.

Manage Your finances With 7 Application

Feb 9, 2015 | Posted by in Business, Management | Comments Off

tablert and smartphoneKeeping the financial budget remains balanced will make the business run well. However, if the financial management system earned, only bills that accumulate. Here are 7 applications that can help you in a financial management.

1. Expensify, free apps for iOS, Android and Windows Phone (WP) offers a variety of features, ranging from SmartScan to take a picture and add it to the bill to Track Time spending categories to keep track of your income.

2. Check, a free app available for iOS and Android. This application is very useful because it can remind when a bill has to be paid, and include a minimum payment on credit card bills. You can connect a credit card with this application.

3. Dailybudgt, for US $ 1.99 app is available for iOS. This application is designed to help keep track of each daily expenses. This application can also give a warning if the expenditure has begun to exceed the limit.

4. Spending 2, a free app for iOS this track monthly expenses. You can start by entering the budget for one month and begin to divide spending into five categories. Eg for food, personal, transportation or other bills.

5. Dailycost 2, iOS app that was US $ 1.99 is very easy to use to keep track of monthly expenditures. Before you open the application, you can determine what day to start the week. Then, fill in the appropriate budget expenditures desired.

6. HBL Moneywise, free apps on iOS and Android is designed to balance the budget and track expenses. Not only that, the application is able to give a report. Interestingly, this application also gives daily tips which makes it feel more personal.

7. Dollarbird, free app for iOS and Android is an intuitive financial tracking application. This application menggungakan bualanan calendar format that is able to tell how much of your monthly expenses.

Allocate 20 Percent Revenue for Investment

Feb 5, 2015 | Posted by in Business, Invesment | Comments Off

investmentIn investing really is not that require ingenuity, time, and energy. In other words, anyone can learn and practice anywhere in a short time.

On the other hand, by investing in stocks or mutual funds, you will get greater profits and sustainable.

Many ordinary people think, to invest cash in the bank is promising because it can take advantage of interest rates and more secure. However, if you study, the real interest rates that you can not enjoy because of inflation. There should be a balance of investments that you have with inflation.

Now how do I start investing your income correctly?

Some things you have to do is:

  1. Calculate the total monthly income.
  2. Calculate the daily and monthly expenses. This has included major savings, mortgage, car, grocery, health insurance or education, electricity and telephone costs, and so forth.
  3. Then, allocate the remainder (income minus expenses) for investment.

“The good 20 percent of income. If it were, began to be increased investment. The importance of discipline.

But as a beginner, you should not invest money in large amounts or the entire residual income. Start with the lowest investment. After that simultaneously boost investment in accordance with the needs and abilities.

In essence, the purpose of investing course is to gain an advantage. So, lest you could not sleep because it was forced to pay the bills investment. Therefore, it is very important if you actually invest your money from residual income.