Revenue Deficit, Can Invest?

Jun 29, 2014 | Posted by in Business, Invesment | Comments Off on Revenue Deficit, Can Invest?

investmentUnder no circumstances will any human being obliged to invest in order that we can maintain and even improve the lifestyle of today and tomorrow, and also so that we can achieve future financial goals. In other words, investment is required for those who do not want to be reduced purchasing power in the future.

The problem is:

1. Do we have a considerable portion of the money to invest?
2. What if in fact we do not have Invest portion ?, or even
3. We tend deficits (lack of) money?

For the first problem is a wise solution to improve efficiency spending, do it with a minimum target of 10 percent of expenditures. Efficiency in question is to reschedule the expenditure that is comfort. Efficiency is done as much as possible example of the use of the car every day changed to once every 2 days. The changes are transferred by means of mass public transport or use a motor even using a bicycle to work for example, why not ?. Remember investment objective is to postpone pleasure and comfort at this time (not negate) but get much bigger in the future.

For the second question the answer is the same as the first problem, but of course still be added to sacrifice more to cut the amount of spending in order to cut more significantly, the implementation should be done with extra tight, and of course with the sacrifice. Suppose the use of cars reduced to only be used on weekends, the rest use mass transportation. Power consumption is saved to the maximum, AC house (if any) is only used on a limited basis at certain hours, as well as the use of water pumps and so forth.

Thinks pattern required for us to change with ‘just’ assume that our income by 90 percent of the total funds received each month. Targeted spending is at a maximum of 90 percent to the remaining 10 percent is the value that we have to pay as an appreciation for the sake of the future of themselves and loved ones. Let us return on investment philosophy is to enjoy the maximum desire in the future.

The third problem that is the heaviest of the two previous cases, the answer is the same as in the case of the latter, but also must be added to see whether there is a productive asset that can be optimized (in terms of economical). In terms of seeing whether there is any asset that can optimal financially then we must think clearly that the action taken seriously can meet our needs for investment. Remember, our goal now is to invest.

Furthermore, after you perform an evaluation and it still has assets that can be ’empowered economically’ then do not waste too long to do so, take action (action). Suppose you have a house with a strategic location, close to the bus station, train station or adjacent to the business center so you can do business in the real sector by opening a boarding house that is integrated with vending stalls daily needs (a sort of mini markets for example). In this case you start to do business or businesses in the real sector, the ability to manage the business or management is the key factor.

But if you do not own a home then if you have to stay? The answer is no! You may still have a car or motorcycle, Optimal. Rent your mobile assets, income get him count the cost of care and all the risks are correctly and accurately. The point is that you try not to add to the deficit but reduce that deficit eroded until exhausted.

The next question is where the money I spend on capital? You know my condition deficit, how could? Change your mindset! You do not own a lot of people that conditions are much worse than you but still successful. Use the means of bank loans, for example if you want to build a boarding house and a mini market, guarantee your property, take business loan with a maximum count rate of mortgage interest. This step is leveraged or lever growth of your personal assets.

Once the business starts rolling you use the results of operations optimally, once again obliged to use optimally by dividing the portion of the proceeds to do business in the financial sector, for example if you buy mutual funds or installment buying gold. Up to this point you have started to build ‘investment portfolio’ the accumulation of your investment in real and financial sectors. This means that you have started to diversify its business. Thus, the risk factors fail your business becomes less and this means that the potential addition of your assets becomes increased.

Unlike the leader of the Manager

Jun 13, 2014 | Posted by in Business, Business Tips, Management | Comments Off on Unlike the leader of the Manager

presentationsLeadership and management require different views and skills. Leaders must distinguish well between the two and decide combined leadership and management skills required Which in their roles.

The company also needs a leader and manager on many different levels: colleagues anywhere, at any level in the company, may be appointed as a project leader or movement.

Harvard Business School professor and author who often carries the theme of leadership, John Kotter, found at the time struggling with the management of a process improvement that has been there, get rid of diversity and risk, is always associated with a change in leadership, which certainly can not leave the risk of involvement in it. People can ‘set’ in such a way to perform routine tasks and important, but they will need the inspiration to start a new path that is different with an uncertain outcome.

As Kotter said, “Because they are believed to produce the expected output is constant, managerial processes as much as possible should be close to the level of risk-free and safe from failure. In turn this means that they can not rely on things that are unusual or difficult to obtain — Leadership is different. Grabbing a big vision despite the obstacles are always there always needs some burst of energy that can only be given by the inspirational and motivational. These processes enhance their effect in providing energy, not by forcing people in the right direction, as was done by a control mechanism, but by satisfying basic human needs for achievement, a sense of belonging, recognition, self-esteem, a sense of control over their own lives , and realize one’s ideals. These processes are so deep and strong in our touching and evocative response so strong.

Kotter expressed the opinion that it is important that different situations will require a combination of leadership and management is different. He continued, joint leaders and managers needed during the passage of a company. A company with strong leadership and management of a faltering can easily run out of control despite having a strong group culture and a high level of inspiration. Many new companies do not understand the reason ini.Sebaliknya a strong company in sis and weak management in the leadership may be able to pass the changes, but usually have a poor outcome.

Management and leadership are two very different things. Management aims to organize a process that is well established and managed as efficiently as possible, get rid of diversity and risk. Management of people tend to have the same approach, with a system of rewards and punishments. Leadership with regard to changes to reach a new long-term vision for the company. Leadership always can not leave the engagement risk.

The leader must inspire his colleagues to adhere to this process. Equitable remuneration for the success or failure may not make the colleagues to perform program changes. Colleagues will need to be motivated by one or more driving to work at an emotional level as a sense of need achievement, pride and ownership. Leaders must be aware of the difference between leadership and management in their role and encourage senior colleagues to become a leader and a manager, using leadership skills, as required in addition to the usual management skills.

These 5 Things That Make You Never Succeed

Jun 7, 2014 | Posted by in Business, Business Tips, Management | Comments Off on These 5 Things That Make You Never Succeed

business successDreams of being a successful and happy life into the public’s mind the expectations of almost the entire world. Unfortunately, that dream will never come true if you are still frequently make mistakes that lead to failure. As quoted by Forbes, Monday (03/03/2014), a lot of bad habits that unwittingly lead you to failure. Yet when do you intend to achieve success.

Some mistakes are made often it has been common for most people. Here are five things that can make you never succeed:

1. Feeling myself have worked hard

You feel has become a hard worker ?. Remember, hard work does not depend on how much you spend on a job dedication. The rigors of working one’s way it can be seen how productive he was and not how long he spent in the office. Sometimes, many people felt it was working hard, but not as less efficiently manage time that ultimately have a negative impact on productivity.

2. Easy to surrender

Employers who actually always work hard and never give up. The successful candidate selal entrepreneurs continue to work, keep trying and thinking to make new breakthroughs and out of the problems that exist.

3. Like procrastination

Many people just imagine the advantage when doing business or work. But every successful entrepreneur knows how to build a solid business foundation and sustainable. Do not delay your job and check back seven different personal life.

4. Not willing to take the risk

Fear of failure face facing everyone in business or career. But remember, no awards and achieved good things for granted without risk. Moreover, risk-taking is part of success. Many people experience many failures before finally rising to build success.

5. Removing the various opportunities that exist

Risk-taking alone is not enough. As an employer or employee, you have to be sharp and sensitive to see the opportunities that exist. But that does not mean you always say yes to anyone. Choose where the best opportunities for you.