The Benefits of Investing in REITs

Nov 20, 2017 | Posted by in Business, Invesment | Comments Off on The Benefits of Investing in REITs

A real estate investment trust (REIT) is a company that finances or owns real estate as an investment for producing income. Previously, investing in large commercial properties was only for investment houses and wealthy investors, but this changed with the creation of REITs in 1960, by an act of Congress. Today, small investors are able to invest in commercial property and earn rental income. According to sites like Fundrise, you can acquire access to large real estate deals without a major dollar commitment.

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Why a REIT

The idea of REITs was to provide a real estate investment arrangement that is analogous to the format that mutual funds provide for investing in stocks. They are governed by a number of regulations to maintain their tax exemptions, and most importantly, they are required by law to distribute at least 90 percent of their taxable income each year to shareholders. As mentioned in Fundrise reviews, individual investors can join others through a REIT and pool funds to invest in commercial property not otherwise possible for a small investor.

REITs offer a unique investment opportunity by reducing volatility and providing a natural hedge against inflation. REITs generally invest in most major property types including, shopping centers, malls, offices, apartments, hotels, self-storage facilities and healthcare properties. There are a number of benefits for investing in REITs.

Consistent and High YieldsFundrise Reviews

Understandably, the main draw for many investors has been the high dividend yield coupled with a remarkable consistency to pay and grow the dividend. REIT dividend yields have a history of being much higher than the average yield of the stock market, which means the average yield was about 4.3 percent in 2012. These dividends can make a big difference for long-term retirement savings, and they can also be reinvested to generate future returns. In later years, they can also provide a steady income stream to help meet expenses in retirement.

Uncomplicated Tax

For most partnerships, the tax issues are complicated, but not so REITs. Every year, REITs send a Form 1099-DIV to their shareholders, which gives a breakdown of how the dividends were distributed. As REITs do not pay corporate-level taxes, the ordinary income portion of the dividend for investors is taxed at the individual rate. If the REIT should sell assets, a portion of the dividend would be taxed as capital gains.

Ease of Buying and Selling Shares

Buying and selling property directly, is a laborious process that requires a great deal of time and money, whereas, REIT shares are bought and sold just like ordinary stocks on the stock exchange.

Reliability and Diversity

If you are looking for diversity, reliability and low risk, REITs are the ideal choice. They have proved through past performance of not only maintaining dividends but also growing them. An important feature of a high-quality, low-risk investment is a continuous record of dividend payments going back over many years and REITs pass the test with flying colors.

A REIT must have most of its investments in real estate and must give 90 percent or more of its taxable income to its shareholders as dividends. Since 1995, REITs have outperformed stocks and bonds. If you are looking for a total-return investment with a focus on income then buying shares of a REIT may be your best option.

10 Simple ways to achieve success at a young age

Nov 17, 2017 | Posted by in Business, Business Tips, Invesment, Management | Comments Off on 10 Simple ways to achieve success at a young age

Successful theories and concepts can be as large as the number. But for those who really want to achieve success at a young age, they never stop learning and continue to increase the intake of information from various sources to mature in thought and action. Some of them are summarized in 10 success tips at this young age.

success people

1. Not Afraid of Difficult Life

Failure is the door of success. Those ho managed to feel the sweetness of success at a young age understand this. It does not mean that it never fails, in fact, many times rise from failure to make our mental more tested. As a result, distress in life is not an obstacle even spur the spirit to keep trying.

2. Hard Work Smart

Hard work is mandatory, while smart work must also be so that our efforts can be effective in reaching the target that we want. Those who are successful at a young age can combine hard work and smart work to make themselves able to conquer barriers to achieve dreams.

3. Befriend Risk

Everyone understands that by becoming an entrepreneur it is possible to earn more. But, to be an established entrepreneur does not mean there is no risk, even according to some surveys, to become an entrepreneur you must be ready melakoni a job full of risk. For those who are now successful at a young age, risk management is a daily learning menu that never tired to continue to be mastered.

4. Choosing Education Based on Interest and Talent

Quality education is a good capital for someone to achieve dreams. Young people who have a clear vision of the future will choose an education that suits their interests and talents. In this way, his expectation of course, his education will be able to support the development of business or anything that dilakoni to grow maximally from time to time.
5. Trying to Set aside 25% of Annual Income

Those who are successful from a young age are very accustomed to proclaiming themselves to save. No kidding because with discipline set aside 25% of income per year then there will be savings to face the needs in difficult times. Or for bigger things like investment in property or business development.

6. Using Savings For Investment

Not just saving money, those who succeed at a young age also run their money through the capital market scheme. In this way, the passive capital you deposit will become an active capital whose profits can be used to finance many things.

7. Investing in Property

Investing in properties such as homes or apartments is also one of the things that characterize successful young entrepreneurs. They realize that such investments can bring benefits after taking off single time by occupying their own homes. This property asset can also be sold for other needs. Keep in mind that every year the property price increases by 15-20%.

8. Join Insurance For Self-Protection

Not only in terms of active investment, young entrepreneurs should ideally also actively protect themselves with insurance products. They realize that by providing self protection through insurance then dependence if there is risk of falling ill or old age is no longer necessary to be a source of concern.

9. Not Wasteful and Easy Tempted New Technology

The reality of today that many follow by the young is the high cost of technology products such as gadgets and so forth. Though this is actually counter productive. Not less than that, most young people who succeed in the young age do not even think so. They see the gadgets as a means of supporting activities that are needs and not as a desire that became part of the lifestyle.

10. Focus and Have Integrity

This latter tip is the most fundamental to support success at a young age that is focus and promote integrity. They will not play games to achieve success with hard work and painstaking in running their business.

Of the many tips above, if applied in everyday and tangible in a business activity based on high passion it will be easier to realize success at a young age

3 Profitable Tips on Land Investment

Nov 2, 2017 | Posted by in Business, Business Tips, Invesment | Comments Off on 3 Profitable Tips on Land Investment

Land is not a new item for investment. Until now the land remains ogled as an investment instrument because every year the price continues to climb. Not to mention if the land was affected by the development of the price will skyrocket.

Land Investment

The rise in land prices is usually higher than inflation, where it will be very profitable for those of you who plan to have long-term savings. The reason, the average increase in land prices per year ranged from 20 to 25%.

Different story again if you invest the land in developing areas, the price increase can reach 30 to 40% per year. Even for the central business district, the value of the increase reaches 200 to 300%.

However, you need to be careful in buying land. Do not let your land is not profitable for investment but a stump. For that there are at least three things you need to consider before investing the land. Here are tips from Lamudi selling site:

Land Location

Choosing a land location is the first thing you should do. Strategic land location must have a high selling value because of the availability of various facilities and public facilities are quite adequate. Whether it’s social facilities or other facilities that support the economic life of the community.

Equipment Of Letter

In order to avoid further lawsuits or disputes, you must ensure that the land you intend to purchase has complete mail. The existence of the letters is important to ensure the legality of the land to be purchased.

Make sure that the name on the certificate is the name of the landlord itself so that the next process is easier. Whereas if the land is a girik status, then you must ensure its validity to the village and subdistrict officials.

In addition, you can also verify the size of the land to the National Land Agency staff to establish clear land boundaries. If everything is proven true and legitimate, then you can buy it directly. However, do not forget to complete the transaction with the deed of sale and purchase and the process behind the name.

Land Forms

After finding the strategic place and the complete ownership letters, then you must know the shape of the land. Because the form of land is very influential also to the value of the investment itself. The more ideal the shape of the land, the higher the value of the investment so it is more profitable. Conversely, if the form of land is not ideal, then the value of its investment will fall.

Based on the science of land investment, usually the formula that can be used is the width of the land face ranges from 40% to 75% of the length of the soil. For example, 15 x 20 meters, 12 x 20 M, 9 x 20 M, or 6 x 15 M.

In addition, trapezoidal soil form is also the most popular and ideal for investment. The shape is a kind of square shape, where the front has a narrower size than the back. This form of land if used for the construction of the house, it will provide a view of the house that looks wider than the front.

Create Your business Attractive For Investors

Feb 28, 2017 | Posted by in Business, Invesment | Comments Off on Create Your business Attractive For Investors

A business plan describes the business model, products, services, markets, strategies, and funding needs for new business or business change that is being done.

business partner

Strategies are needed to encourage investors into the company. With the influx of investors into the company expected the plan to be realized.

Of course, special strategies are needed to make the business attractive to investors. Here are some things that you can apply in running a business:

1. Define the product or service you are offering and how to overcome challenges in the market

This will show the value in solving the challenges with identifying customer references and reference document industry of consultants or your internal research. By doing so, you will show investors how to put a product or service apart from the competition. In addition, specify the market for business for a period of five years. Explain how the market may change over the time frame and how the business will respond to these changes.

2. Determine the business strategy and measures to execute the plan

The business plan should explain about potential partnerships, channel sales and sales process. Identifying competitors today and the future and how they will react to the business in the market. Determine whether the business will need patent protection and the possibility of duplicating the products or services. Explain round of the necessary funds, plans an initial public offering and acquisition plans.

3. Make the income statement of multi-year

Include revenue projections, product development, sales and marketing, general administration and gross income. Determine the initial funding you are seeking and how the initial funds will be used.

4. Identify the company’s management and staff are required

Summarizing the major milestones to achieve business plans, including funding needs, the purpose of staff, sales goals, and major events such as the movement into new markets, acquisitions, and subsequent funding rounds.

5. Write a business plan to use all the necessary information and plan renewal business plan when needed

Make the Most of Your Insurance Dollar

Jan 9, 2017 | Posted by in Business | Comments Off on Make the Most of Your Insurance Dollar

The development of captive insurance companies has been a way for insured businesses to save on their insurance costs. It is typically a less expensive alternative to securing policies from conventional insurance companies. In order to assist these insurance companies so that they can continue to offer the best value for those who are insured by them, companies like Captive Insurance Services offer consultation services to many captive insurance companies.

Insurance solutions

One way insurance consultants help is by evaluating the formulas that are used to calculate premiums. An unbiased method that bases the premiums on the loss history of a company rather than aggregated averages throughout the industry will typically result in significant savings, especially for businesses with low loss history.

These consulting companies can also help their clients by providing risk management services. Evaluations can be done by visiting insured businesses and reviewing their facility layout and business practices. From there, recommendations can be made that will lower the risk of things like fire or theft. For example, the amount of flammable materials on hand can be evaluated against what is actually necessary. Lowering the risk may be as simple as reducing the inventory level of those types of items. When this is not feasible, proper storage methods may enter the picture.

Another thing that puts businesses at risk for losing money is the injury rate of its employees. While it is hard to put a price tag on human suffering, injuries also translate into lost dollars. First, there is the medical expense for the injured person. Something like a serious back injury that becomes a life changing event for a worker can end up costing hundreds of thousands of dollars. By making recommendations that will minimize the risk of injury, consultants can save their clients some serious dollars.

In addition to cutting down on worker’s compensation costs, consultants who can conduct safety evaluations can save the insured businesses money by helping them to be in compliance with the regulations. An inspection by an enforcement agency like OSHA can result in significant fines when noncompliance issues are detected.

There are a number of other ways consulting companies can save money for those who go the captive insurance route. Effective claims management can keep the losses to a minimum and cut down on fraudulent claims. Buying power leverage can be used to drive down rates. The list can go on and on. If you are in charge of keeping insurance costs down within your own company, you might want to check into what a captive insurance consultant can do.

Not Just Famous, 6 Artist It So Successful Investor

Oct 25, 2016 | Posted by in Business, Invesment | Comments Off on Not Just Famous, 6 Artist It So Successful Investor

The world of business and investing does have its own allure. In addition to a big advantage, extensive experience and connections can also be obtained for those who throw themselves in this field.

ashton-kutcher

The number of compelling advantages that can be had attracted a lot of people to go jump in this field. No exception to the world’s top artists.

Although preoccupied by major professions in the entertainment world, some of them succeeded in becoming a successful investor.

1. Robert Downy Jr.

Actor Iron Man in The Avengers movie is to invest not only in technology companies, but also businesses in the entertainment field. Robert Downey become an investor in technology companies such as Loot Create and Masterclass.

Both companies provide video tutorials in it took some big name actors, athletes to the famous singer.

2. Justin Bieber

Justin Bieber became an investor in several music applications. He is known as one of the company’s investors music provider Spotify. In addition, Justin also put money to develop mobile phone applications Shots.

3. Leonardo DiCaprio

Oscar-winning actor was once poured money until millions of dollars for startup companies Mobli. Mobli is an online photo apps like instagram and Vine.

4. Tyra Banks

In addition to her career as a model, a beautiful artist is also an investor in startup companies such TheMuse and Videograms. He also successfully building a company under Tyra Banks Company.

5. Justin Timberlake

Famous musician Justin Timberlake turned out to have a career as an investor. He never spend money on the development of technology companies such as MySpace and Stipple.

6. Ashton Kutcher

Ashton Kutcher is known as one of the celebrities who are also actively involved as an investor. The handsome actor has become an investor of several startup companies like Airbnb, Bebo and Box.