Three Things to Avoid Credit Card Users
There are various ways that can be taken by humans to fulfill his wish. Indeed every human desire is endless. After achieving the desire, then there are other desires are far greater to be achieved. It responded by banking terms, to issue various types of cards for its users. These cards do have very attractive offers for its users. You can freely shop, usually have a limit of up to tens of millions of rupiah. But there are three things to avoid for those credit card users who do not want to shop until reaching nominal limit it.
However, the use of credit cards sometimes make excessive users. Where users can not control their spending, which raises the bill for credit card exploded at the end of the month. What exactly is the right step for each cardholder to avoid this incident?
These Three Things to Avoid Credit Card Users
As anticipated, on one side of the credit card must have a positive effect on users, if used correctly. Its use had to be maintained and cared for properly. Do not get past the limit of the card. So, there are some tips for using credit cards securely. Here are three things to avoid credit card users:
1. Does not care bills
Every certain period, credit card users will receive a letter containing about their card bills. There will be a lot of terms related to your credit card usage in the language of banking. Here, because there are too many special terms, and you are also less concerned the contents of the letter, will appear much misunderstanding. With advances in technology, instead you are permitted to check the status of your bill. By using e-banking, this checking process can be done anytime.
2. Late in paying bills
Paying credit card bills in each period, should be done regularly. If it limits payment must be made before the 10th, so act quickly. Do not delay the payment, because it can make users subject to a surcharge. Moreover, the credibility of the user will be seen by the bank as a suitable candidate to have a credit card or not. Thus, pay your bills on time.
Credit card payments can indeed be confusing users, because their spending for a month, to be paid in some time. So, prepare the payment process is properly and appropriately. Do not waste your good name in front of the bank.
3. No set spending well
This is a problem on many credit card holders. Where spending they do, tend to cross the line. Because they assume that their credit card can be used anytime. And they can be free to do the transaction, but the end will have to pay the bill by the excess amount.